Canadian Dental Care Plan in Brampton, ON
Canadian Dental Care Plan Near You
At 905 Dental, we believe dental care should feel clear, supportive, and easier to access. The Canadian Dental Care Plan in Brampton, ON, can help eligible Canadian residents receive dental care when they do not have access to dental insurance.
Our clinic is proud to support patients using the CDCP. We combine helpful insurance guidance with a calm, comfortable environment so you can better understand your coverage and feel more prepared for your visit.
If you want to learn more about using the Canadian Dental Care Plan near you, our team can help explain what may be covered, what costs may remain, and how to move forward with your dental care.
Who Is Eligible for the CDCP?
To qualify for the Canadian Dental Care Plan, you must meet the eligibility requirements set by the federal government. These include:
No access to dental insurance
You must not have dental insurance through an employer, pension plan, private plan, professional organization, or student organization.
Family income requirement
Your adjusted family net income must be less than $90,000 per year.
Tax status
You must be a Canadian resident for tax purposes.
Tax filing
You must have filed your tax return so your income can be assessed.
Eligibility requirements and application details can change, so patients should check the official Government of Canada information before applying or renewing.
Understanding Your Coverage
The CDCP is a subsidized dental plan. It does not always cover the full cost of dental treatment. The amount covered depends on your adjusted family net income and the CDCP fee guide.
Patients may still have to pay:
A co-payment based on income
Any difference between the CDCP fee guide and the clinic’s usual fees
Costs for services not covered by the plan
Before treatment begins, our team can help explain your estimate so you understand what may be covered and what you may need to pay out of pocket.
Annual Renewal
CDCP coverage must be renewed each year. For the 2026–2027 benefit year, the renewal period is open from April 15 to June 1, 2026. If coverage is not renewed by the deadline, it may end on June 30, 2026.
To renew, patients can use their My Service Canada Account (MSCA), call 1-833-537-4342, or follow the renewal instructions provided by the Government of Canada.
Coordination with Ontario Provincial Plans
If you are already covered by an Ontario provincial dental program, such as the Ontario Disability Support Program (ODSP), Ontario Works, or Healthy Smiles Ontario, you may still be able to use the CDCP.
Payer Order
In many cases, the CDCP acts as the primary payer when coordinating with Ontario government dental programs.
Coordinated Benefits
Your Ontario provincial plan may help cover some remaining eligible costs, depending on the program, service, and coverage rules.
Billing Support
Our team can help review your coverage details, explain what may apply to your case, and guide you through the billing process.
If you are looking for a clinic that accepts the Canadian Dental Care Plan near you, 905 Dental is here to help.
New for April 2026: Updated CDCP Service Rules
The CDCP introduced several service and billing updates effective April 1, 2026. Some of these updates may help make certain treatments or claims easier to process, depending on the service and eligibility rules.
Immediate Dentures
Certain types of complete immediate dentures may no longer require preauthorization under the updated CDCP rules.
Denture Maintenance
Additional denture liner codes are available without preauthorization, which may help support denture comfort and upkeep.
Scaling Requests
For additional scaling units, documentation requirements may be more streamlined, although preauthorization may still be required when treatment goes beyond the plan’s frequency limits.
The 905 Dental Difference
We believe dental care should feel clear, comfortable, and supportive. If you choose our clinic for support with the Canadian Dental Care Plan near you, you can expect:
Comfort-Focused Care
Our clinic offers a calm setting with thoughtful touches such as weighted blankets.
Support for Nervous Patients
We offer nitrous oxide and sedation options for patients who feel anxious about dental care.
Modern Dental Technology
We use digital X-rays, 3D scanners, and Pearl AI to support careful treatment planning and clear explanations.
Personalized Care
We explain your oral health, treatment options, and coverage details in simple language.
Family-Friendly Access
We welcome patients of different ages in a wheelchair-accessible clinic with convenient parking.
Payment Support
Our team can help explain insurance details, CDCP estimates, and payment options for remaining balances.
Services Covered vs. Out-of-Pocket
The Canadian Dental Care Plan covers many dental services that support oral health. Some services are covered routinely, while others may require preauthorization or may involve a co-payment or remaining balance.
| Services Covered by the CDCP | Usually Out-of-Pocket or Not Covered |
| Cleanings and checkups | Teeth whitening |
| X-rays and exams | Dental grillz |
| Tooth extractions, including some wisdom teeth removal | Porcelain veneers |
| Fillings | Cosmetic smile makeover treatments |
| Root canals | Invisalign or cosmetic orthodontics |
| Dentures and some denture maintenance | Elective cosmetic upgrades |
| Some crowns, when eligible or preauthorized | Dental implants |
Our team can help review your CDCP coverage before treatment so you understand what is covered, what may need approval, and what costs may remain.
Let Us Help You Understand Your CDCP Coverage
If you are enrolled in the CDCP or planning to apply, 905 Dental can help you understand how your coverage may apply to your dental care. Our team can review your information, explain possible out-of-pocket costs, and help you feel prepared before treatment begins.
Contact us today to book your visit and learn more about the Canadian Dental Care Plan in Brampton, ON.
Frequently Asked Questions (FAQs)
Is the CDCP free?
No. The CDCP is a subsidized dental plan, not fully free dental care for every patient. Depending on your adjusted family net income, you may have a co-payment. You may also need to pay the difference between the CDCP fee guide and the clinic’s usual fees.
Can I use the CDCP for an emergency at 905 Dental?
The CDCP may help cover some emergency dental services, depending on your eligibility, coverage, and the treatment needed. Our team can help review your status and explain what may be covered before treatment begins.
What is Pearl AI?
Pearl AI is software that helps review dental X-rays and highlight possible areas of concern. It does not replace the dentist. Your dentist still reviews the images, completes the exam, and makes the final diagnosis and treatment recommendations.
Does the CDCP cover sedation for my child?
Sedation coverage depends on the procedure, medical need, and CDCP rules. Our team can help check whether sedation may be covered before treatment begins.
How do I know if I need to renew my coverage?
CDCP members must renew their coverage each year. For the 2026–2027 benefit year, the renewal period is from April 15 to June 1, 2026. If you are unsure about your status, our front desk team can guide you on how to check through the official CDCP renewal process.
Can I get more than one cleaning per year?
Coverage for cleanings and scaling depends on your CDCP eligibility, oral health needs, and plan rules. Some additional services may require approval or supporting documentation. Our team can help explain what may apply to your case.
Do you offer direct billing for the CDCP?
As a participating provider that accepts the Canadian Dental Care Plan in Brampton, ON, we can help submit eligible claims through the plan. You may still be responsible for co-payments, remaining balances, or services not covered by the CDCP.